Side-by-side · Q2 2026 data
Usne Penitentiary Employees Federal Credit Union vs Williamsport Teachers Credit Union
Credit union
Usne Penitentiary Employees Federal Credit Union
Lewisburg, Pennsylvania · Under $100 million in assets
Credit union
Williamsport Teachers Credit Union
South Williamsp, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Usne Penitentiary Employees Federal Credit Union | Williamsport Teachers Credit Union |
|---|---|---|
| TellerScore | 72 | 85 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 87 (stronger) | 81 |
| Earnings | 33 | 48 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 44th | 77th |
| Total assets | $14.9M | $15.6M |
| Deposits / shares | $13.2M | $12.5M |
| Capital ratio | 11.42% | 19.52% (stronger) |
| Problem loans | 0.40% (stronger) | 0.56% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.34% | 0.71% (stronger) |
| Loans ÷ deposits | 37.8% (stronger) | 52.9% |
| Uninsured deposits | 0.0% (stronger) | 9.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Williamsport Teachers Credit Union has the higher TellerScore (85 vs 72). On the 6 directional measures above (where higher or lower is clearly better), Usne Penitentiary Employees Federal Credit Union leads on 3 and Williamsport Teachers Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.