Side-by-side · Q2 2026 data
Usx Federal Credit Union vs Cacl Federal Credit Union
Metric by metric
| Measure | Usx Federal Credit Union | Cacl Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 65 |
| Capital cushion | 75 (stronger) | 51 |
| Loan quality | 94 (stronger) | 76 |
| Earnings | 37 | 60 (stronger) |
| Funding & liquidity | 96 (stronger) | 66 |
| Problem-loan coverage | 97 (stronger) | 84 |
| Peer percentile | 74th | 34th |
| Total assets | $258.1M | $255.7M |
| Deposits / shares | $225.9M | $230.1M |
| Capital ratio | 12.54% (stronger) | 10.05% |
| Problem loans | 0.18% (stronger) | 0.73% |
| Net charge-offs | 0.27% (stronger) | 0.73% |
| Return on assets | 0.43% | 1.00% (stronger) |
| Loans ÷ deposits | 63.8% (stronger) | 94.0% |
| Uninsured deposits | 2.9% (stronger) | 4.5% |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.4% | — |
Usx Federal Credit Union has the higher TellerScore (78 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Usx Federal Credit Union leads on 6 and Cacl Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.