Side-by-side · Q2 2026 data
Usx Federal Credit Union vs Hancock Federal Credit Union
Metric by metric
| Measure | Usx Federal Credit Union | Hancock Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 60 |
| Capital cushion | 75 (stronger) | 38 |
| Loan quality | 94 (stronger) | 81 |
| Earnings | 37 (stronger) | 36 |
| Funding & liquidity | 96 (stronger) | 79 |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 74th | 21st |
| Total assets | $258.1M | $118.4M |
| Deposits / shares | $225.9M | $105.8M |
| Capital ratio | 12.54% (stronger) | 8.79% |
| Problem loans | 0.18% (stronger) | 0.58% |
| Net charge-offs | 0.27% | 0.08% (stronger) |
| Return on assets | 0.43% (stronger) | 0.39% |
| Loans ÷ deposits | 63.8% (stronger) | 80.8% |
| Uninsured deposits | 2.9% | 2.1% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.4% | — |
Usx Federal Credit Union has the higher TellerScore (78 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Usx Federal Credit Union leads on 5 and Hancock Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.