Side-by-side · Q2 2026 data
Usx Federal Credit Union vs Mc Federal Credit Union
Metric by metric
| Measure | Usx Federal Credit Union | Mc Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 65 |
| Capital cushion | 75 (stronger) | 74 |
| Loan quality | 94 (stronger) | 29 |
| Earnings | 37 | 80 (stronger) |
| Funding & liquidity | 96 (stronger) | 78 |
| Problem-loan coverage | 97 (stronger) | 75 |
| Peer percentile | 74th | 34th |
| Total assets | $258.1M | $247.2M |
| Deposits / shares | $225.9M | $216.7M |
| Capital ratio | 12.54% (stronger) | 12.40% |
| Problem loans | 0.18% (stronger) | 2.12% |
| Net charge-offs | 0.27% (stronger) | 0.42% |
| Return on assets | 0.43% | 1.50% (stronger) |
| Loans ÷ deposits | 63.8% (stronger) | 82.7% |
| Uninsured deposits | 2.9% (stronger) | 4.7% |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.4% | 13.8% |
Usx Federal Credit Union has the higher TellerScore (78 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Usx Federal Credit Union leads on 6 and Mc Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.