Side-by-side · Q2 2026 data
Utah Community Federal Credit Union vs Utah Power Credit Union
Metric by metric
| Measure | Utah Community Federal Credit Union | Utah Power Credit Union |
|---|---|---|
| TellerScore | 74 | 87 (stronger) |
| Capital cushion | 57 | 87 (stronger) |
| Loan quality | 87 | 91 (stronger) |
| Earnings | 81 (stronger) | 75 |
| Funding & liquidity | 61 | 92 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 72nd | 96th |
| Total assets | $4.0B | $1.1B |
| Deposits / shares | $3.4B | $957.9M |
| Capital ratio | 10.69% | 13.72% (stronger) |
| Problem loans | 0.38% | 0.27% (stronger) |
| Net charge-offs | 0.31% | 0.08% (stronger) |
| Return on assets | 1.53% (stronger) | 1.38% |
| Loans ÷ deposits | 95.2% | 58.0% (stronger) |
| Uninsured deposits | 18.6% (stronger) | 22.4% |
| Offices | 23 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.3% | — |
Utah Power Credit Union has the higher TellerScore (87 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Utah Community Federal Credit Union leads on 2 and Utah Power Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.