Side-by-side · Q2 2026 data
Utah Power Credit Union vs Beckstrand and Associates Credit Union
Credit union
Beckstrand and Associates Credit Union
Salt Lake City, Utah · Under $100 million in assets
Metric by metric
| Measure | Utah Power Credit Union | Beckstrand and Associates Credit Union |
|---|---|---|
| TellerScore | 87 | 93 (stronger) |
| Capital cushion | 87 | 100 (stronger) |
| Loan quality | 91 | — |
| Earnings | 75 (stronger) | 74 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 96th | 94th |
| Total assets | $1.1B | $166K |
| Deposits / shares | $957.9M | $115 |
| Capital ratio | 13.72% | 99.93% (stronger) |
| Problem loans | 0.27% | — |
| Net charge-offs | 0.08% | — |
| Return on assets | 1.38% (stronger) | 1.35% |
| Loans ÷ deposits | 58.0% | 0.0% (stronger) |
| Uninsured deposits | 22.4% | 0.0% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Beckstrand and Associates Credit Union has the higher TellerScore (93 vs 87). On the 5 directional measures above (where higher or lower is clearly better), Utah Power Credit Union leads on 1 and Beckstrand and Associates Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.