Side-by-side · Q2 2026 data
Utilities Employees Credit Union vs Diamond Credit Union
Metric by metric
| Measure | Utilities Employees Credit Union | Diamond Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 58 | 90 (stronger) |
| Earnings | 42 | 58 (stronger) |
| Funding & liquidity | 97 (stronger) | 96 |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 82nd | 75th |
| Total assets | $1.5B | $1.2B |
| Deposits / shares | $1.3B | $1.1B |
| Capital ratio | 15.73% (stronger) | 10.52% |
| Problem loans | 1.26% | 0.29% (stronger) |
| Net charge-offs | 0.18% (stronger) | 0.27% |
| Return on assets | 0.54% | 0.96% (stronger) |
| Loans ÷ deposits | 63.5% (stronger) | 64.4% |
| Uninsured deposits | 5.8% (stronger) | 6.5% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.2% | 28.1% |
Utilities Employees Credit Union has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Utilities Employees Credit Union leads on 5 and Diamond Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.