Side-by-side · Q2 2026 data
VA Hospital Federal Credit Union vs Fort Roots Federal Credit Union
Credit union
VA Hospital Federal Credit Union
Little Rock, Arkansas · Under $100 million in assets
Credit union
Fort Roots Federal Credit Union
North Little Ro, Arkansas · Under $100 million in assets
Metric by metric
| Measure | VA Hospital Federal Credit Union | Fort Roots Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 71 (stronger) |
| Capital cushion | 62 | 83 (stronger) |
| Loan quality | 72 (stronger) | 52 |
| Earnings | 38 | 42 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 38th | 42nd |
| Total assets | $8.6M | $6.9M |
| Deposits / shares | $7.6M | $5.9M |
| Capital ratio | 11.20% | 13.34% (stronger) |
| Problem loans | 0.83% (stronger) | 1.43% |
| Net charge-offs | -0.14% (stronger) | -0.03% |
| Return on assets | 0.45% | 0.56% (stronger) |
| Loans ÷ deposits | 56.4% | 43.2% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 5.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fort Roots Federal Credit Union has the higher TellerScore (71 vs 69). On the 7 directional measures above (where higher or lower is clearly better), VA Hospital Federal Credit Union leads on 3 and Fort Roots Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.