Side-by-side · Q2 2026 data
Valex Federal Credit Union vs Access of Louisiana Federal Credit Union
Credit union
Access of Louisiana Federal Credit Union
Lake Charles, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Valex Federal Credit Union | Access of Louisiana Federal Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 51 |
| Capital cushion | 45 | 48 (stronger) |
| Loan quality | 48 (stronger) | 37 |
| Earnings | 80 (stronger) | 26 |
| Funding & liquidity | 86 | 96 (stronger) |
| Problem-loan coverage | 77 | 78 (stronger) |
| Peer percentile | 24th | 10th |
| Total assets | $41.0M | $44.5M |
| Deposits / shares | $37.5M | $39.9M |
| Capital ratio | 9.48% | 9.79% (stronger) |
| Problem loans | 1.57% (stronger) | 1.88% |
| Net charge-offs | 0.59% | 0.20% (stronger) |
| Return on assets | 1.51% (stronger) | 0.15% |
| Loans ÷ deposits | 74.0% | 64.2% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 3.4% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Valex Federal Credit Union has the higher TellerScore (62 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Valex Federal Credit Union leads on 4 and Access of Louisiana Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.