Side-by-side · Q2 2026 data
Valex Federal Credit Union vs Les Federal Credit Union
Metric by metric
| Measure | Valex Federal Credit Union | Les Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 74 (stronger) |
| Capital cushion | 45 | 67 (stronger) |
| Loan quality | 48 | 95 (stronger) |
| Earnings | 80 (stronger) | 28 |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 77 | 99 (stronger) |
| Peer percentile | 24th | 49th |
| Total assets | $41.0M | $45.1M |
| Deposits / shares | $37.5M | $39.3M |
| Capital ratio | 9.48% | 11.70% (stronger) |
| Problem loans | 1.57% | 0.15% (stronger) |
| Net charge-offs | 0.59% (stronger) | 0.68% |
| Return on assets | 1.51% (stronger) | 0.20% |
| Loans ÷ deposits | 74.0% | 54.9% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 5.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Les Federal Credit Union has the higher TellerScore (74 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Valex Federal Credit Union leads on 3 and Les Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.