Side-by-side · Q2 2026 data
Valex Federal Credit Union vs Rapides Federal Credit Union
Credit union
Rapides Federal Credit Union
Alexandria, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Valex Federal Credit Union | Rapides Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 96 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 48 | 94 (stronger) |
| Earnings | 80 | 100 (stronger) |
| Funding & liquidity | 86 (stronger) | 81 |
| Problem-loan coverage | 77 | 99 (stronger) |
| Peer percentile | 24th | 97th |
| Total assets | $41.0M | $6.2M |
| Deposits / shares | $37.5M | $4.4M |
| Capital ratio | 9.48% | 29.47% (stronger) |
| Problem loans | 1.57% | 0.17% (stronger) |
| Net charge-offs | 0.59% (stronger) | 1.26% |
| Return on assets | 1.51% | 4.55% (stronger) |
| Loans ÷ deposits | 74.0% (stronger) | 79.2% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rapides Federal Credit Union has the higher TellerScore (96 vs 62). On the 6 directional measures above (where higher or lower is clearly better), Valex Federal Credit Union leads on 2 and Rapides Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.