Side-by-side · Q2 2026 data
Vallant Bank vs Cgr Credit Union
Metric by metric
| Measure | Vallant Bank | Cgr Credit Union |
|---|---|---|
| TellerScore | 78 | 95 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 83 | 83 |
| Earnings | 73 | 97 (stronger) |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 86th | 98th |
| Total assets | $4.0B | $120.0M |
| Deposits / shares | $3.5B | $90.0M |
| Capital ratio | 12.70% | 22.20% (stronger) |
| Problem loans | 0.51% (stronger) | 0.52% |
| Net charge-offs | 0.08% (stronger) | 0.44% |
| Return on assets | 1.33% | 1.91% (stronger) |
| Loans ÷ deposits | 85.2% | 51.9% (stronger) |
| Uninsured deposits | 20.6% | 7.4% (stronger) |
| Offices | 36 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cgr Credit Union has the higher TellerScore (95 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Vallant Bank leads on 2 and Cgr Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.