Side-by-side · Q2 2026 data
Vallant Bank vs Durden Banking Company, Incorporated
Metric by metric
| Measure | Vallant Bank | Durden Banking Company, Incorporated |
|---|---|---|
| TellerScore | 78 | 92 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 83 | 96 (stronger) |
| Earnings | 73 | 100 (stronger) |
| Funding & liquidity | 69 (stronger) | 51 |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 86th | 97th |
| Total assets | $4.0B | $299.2M |
| Deposits / shares | $3.5B | $252.2M |
| Capital ratio | 12.70% | 16.24% (stronger) |
| Problem loans | 0.51% | 0.11% (stronger) |
| Net charge-offs | 0.08% | 0.03% (stronger) |
| Return on assets | 1.33% | 3.60% (stronger) |
| Loans ÷ deposits | 85.2% (stronger) | 95.4% |
| Uninsured deposits | 20.6% (stronger) | 27.7% |
| Offices | 36 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Durden Banking Company, Incorporated has the higher TellerScore (92 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Vallant Bank leads on 2 and Durden Banking Company, Incorporated on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.