Side-by-side · Q2 2026 data
Vallant Bank vs SouthState Bank, National Association
Metric by metric
| Measure | Vallant Bank | SouthState Bank, National Association |
|---|---|---|
| TellerScore | 78 (stronger) | 68 |
| Capital cushion | 77 (stronger) | 53 |
| Loan quality | 83 (stronger) | 82 |
| Earnings | 73 | 77 (stronger) |
| Funding & liquidity | 69 (stronger) | 45 |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 86th | 66th |
| Total assets | $4.0B | $68.8B |
| Deposits / shares | $3.5B | $56.4B |
| Capital ratio | 12.70% (stronger) | 10.28% |
| Problem loans | 0.51% (stronger) | 0.54% |
| Net charge-offs | 0.08% | 0.07% (stronger) |
| Return on assets | 1.33% | 1.42% (stronger) |
| Loans ÷ deposits | 85.2% (stronger) | 89.9% |
| Uninsured deposits | 20.6% (stronger) | 37.8% |
| Offices | 36 | 340 |
| CFPB complaints (3 yrs) | — | 251 |
| Complaints per $1B deposits | — | 4.5 |
| Mortgage denial rate (HMDA) | — | 23.3% |
Vallant Bank has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Vallant Bank leads on 5 and SouthState Bank, National Association on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Augusta, GA
- Gainesville, GA
- Athens, GA
- Cornelia, GA
- Martinez, GA
- Hartwell, GA
- Blairsville, GA
- Clarkesville, GA
- Commerce, GA