Side-by-side · Q2 2026 data
Valley Bank of Nevada vs GenuBank
Metric by metric
| Measure | Valley Bank of Nevada | GenuBank |
|---|---|---|
| TellerScore | 61 | 75 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 80 (stronger) | 77 |
| Earnings | 42 (stronger) | 36 |
| Funding & liquidity | 47 | 58 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 20th | 61st |
| Total assets | $240.8M | $253.2M |
| Deposits / shares | $211.5M | $204.7M |
| Capital ratio | 10.31% | 15.93% (stronger) |
| Problem loans | 0.61% (stronger) | 0.68% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.56% (stronger) | 0.39% |
| Loans ÷ deposits | 63.5% (stronger) | 74.0% |
| Uninsured deposits | 66.3% | 40.4% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
GenuBank has the higher TellerScore (75 vs 61). On the 6 directional measures above (where higher or lower is clearly better), Valley Bank of Nevada leads on 3 and GenuBank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.