TellerScore

Headquartered in North Las Vegas, Nevada, Valley Bank of Nevada is a state-chartered bank with $240.8M in total assets and $211.5M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 2005.

Valley Bank of Nevada has a TellerScore of 61 out of 100 (moderate) based on Q2 2026 data — higher than only 20% of its 2,650 banks with $100 million – $1 billion. Among 14 banks headquartered in Nevada, it ranks 13th. Problem-loan coverage contributes the most (94/100, 3.1%); earnings contributes the least (42/100, 0.56%).

TellerScore · Q2 2026

Scorecard

Capital cushion53/100
Tier 1 leverage ratio: 10.31%
Loan quality80/100
Noncurrent loans ÷ total loans: 0.61%
Earnings42/100
Return on assets (annualized): 0.56%
Funding & liquidity47/100
Loans ÷ deposits and uninsured-deposit share: 63.5% · 66.3% uninsured
Problem-loan coverage94/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.13%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (61 → 61).

TellerScore
525762Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202457
Q3 202462
Q4 202461
Q1 202562
Q2 202561
Q3 202560
Q4 202561
Q1 202652
Q2 202661
Tier 1 leverage ratio
5.00%7.74%10.48%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.84%
Q3 202410.48%
Q4 202410.11%
Q1 202510.20%
Q2 20259.97%
Q3 202510.09%
Q4 202510.36%
Q1 202610.14%
Q2 202610.31%
Noncurrent loans
0.61%1.07%1.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.77%
Q3 20240.77%
Q4 20240.75%
Q1 20250.67%
Q2 20250.65%
Q3 20250.64%
Q4 20250.63%
Q1 20261.52%
Q2 20260.61%
Return on assets
0.53%0.73%0.93%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.74%
Q3 20240.93%
Q4 20240.91%
Q1 20250.77%
Q2 20250.76%
Q3 20250.63%
Q4 20250.69%
Q1 20260.53%
Q2 20260.56%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202661$240.8M10.31%0.61%0.56%63.5%
Q1 202652$250.4M10.14%1.52%0.53%60.4%
Q4 202561$226.8M10.36%0.63%0.69%65.9%
Q3 202560$230.8M10.09%0.64%0.63%63.7%
Q2 202561$238.2M9.97%0.65%0.76%61.5%
Q1 202562$237.2M10.20%0.67%0.77%60.7%
Q4 202461$223.8M10.11%0.75%0.91%66.0%
Q3 202462$217.2M10.48%0.77%0.93%66.6%
Q2 202457$205.3M9.84%0.77%0.74%70.1%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.31%
38th
Total risk-based capital16.81%
77th
Problem loans0.61%
41st
Net charge-offs0.00%
68th
Return on assets0.56%
14th
Net interest margin3.52%
29th
Efficiency ratio75.7%
19th
Loans to deposits63.5%
79th
Uninsured deposits66.3%
1st
Loan-loss reserves1.77%
90th
Texas ratio3.1%
47th

Similar-size banks in Nevada

InstitutionScoreAssetsCapitalProblem loansCompare
GenuBankBank Las Vegas, NV75 out of 100, Strong$253.2M15.9%0.68%vs
Nevada Bank and Trust CompanyBank Caliente, NV82 out of 100, Strong$217.5M13.0%0.05%vs
Town & Country BankBank Las Vegas, NV87 out of 100, Very strong$206.9M14.9%0.00%vs
First Security Bank of NevadaBank Las Vegas, NV84 out of 100, Strong$297.7M26.3%0.70%vs
The First National Bank of ElyBank Ely, NV77 out of 100, Strong$132.9M10.5%0.00%vs
Lexicon BankBank Las Vegas, NV64 out of 100, Moderate$446.2M9.8%0.74%vs

Deposit insurance

Is my money safe at Valley Bank of Nevada?

Yes. Valley Bank of Nevada is an FDIC-insured institution (FDIC certificate #57933). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 66.3% of deposits ($140.3M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.31%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.81% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Valley Bank of Nevada lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Valley Bank of Nevada
Former names
Bank of North Las Vegas
Type
State-chartered bank
FDIC certificate #
57933
RSSD ID
3370357
Primary regulator
FDIC
Established
August 1, 2005
Headquarters
6385 Simmons St, North Las Vegas, NV 89031
Employees
26

Quick answers

Valley Bank of Nevada: common questions

Is Valley Bank of Nevada FDIC insured?

Yes. Valley Bank of Nevada is an FDIC-insured institution (FDIC certificate #57933). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Valley Bank of Nevada's TellerScore?

61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Valley Bank of Nevada ever failed?

There is no failure record for FDIC certificate #57933 in the FDIC failed bank list.

How many branches does Valley Bank of Nevada have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near North Las Vegas

InstitutionScoreAssetsCapitalProblem loansCompare
One Nevada Credit UnionCredit union Las Vegas, NV93 out of 100, Very strong$1.5B16.7%0.31%vs
Boulder Dam Credit UnionCredit union Boulder City, NV93 out of 100, Very strong$871.5M14.8%0.21%vs
American First National BankBank Houston, TX87 out of 100, Very strong$2.9B14.4%0.42%vs
Town & Country BankBank Las Vegas, NV87 out of 100, Very strong$206.9M14.9%0.00%vs
First Security Bank of NevadaBank Las Vegas, NV84 out of 100, Strong$297.7M26.3%0.70%vs
Armed Forces Bank, National AssociationBank Fort Leavenworth, KS83 out of 100, Strong$1.4B13.9%1.21%vs