Side-by-side · Q2 2026 data
Valley Educators Credit Union vs Wings Credit Union
Metric by metric
| Measure | Valley Educators Credit Union | Wings Credit Union |
|---|---|---|
| TellerScore | 56 | 66 (stronger) |
| Capital cushion | 100 (stronger) | 68 |
| Loan quality | 19 | 79 (stronger) |
| Earnings | 14 | 39 (stronger) |
| Funding & liquidity | 68 (stronger) | 60 |
| Problem-loan coverage | 85 | 90 (stronger) |
| Peer percentile | 16th | 60th |
| Total assets | $6.1M | $19.4B |
| Deposits / shares | $4.8M | $16.0B |
| Capital ratio | 21.96% (stronger) | 11.84% |
| Problem loans | 2.42% | 0.64% (stronger) |
| Net charge-offs | 1.89% | 0.45% (stronger) |
| Return on assets | -0.15% | 0.47% (stronger) |
| Loans ÷ deposits | 92.5% (stronger) | 100.5% |
| Uninsured deposits | 0.0% (stronger) | 8.5% |
| Offices | 3 | 88 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wings Credit Union has the higher TellerScore (66 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Valley Educators Credit Union leads on 3 and Wings Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.