TellerScore

Headquartered in Colorado Spring, Colorado, Wings Credit Union is a federally insured state-chartered credit union with $19.4B in total assets and $16.0B in member shares and deposits as of Q2 2026. It operates 88 offices across 5 states. Its charter dates back to 1957.

Based on its Q2 2026 filing, Wings Credit Union scores 66/100, which we describe as moderate. That is higher than 60% of 25 credit unions with over $10 billion. Among 62 credit unions headquartered in Colorado, it ranks 28th. Its strongest component is problem-loan coverage (90/100; 5.1%), and its lowest is earnings (39/100; 0.47%).

TellerScore · Q2 2026

Scorecard

Capital cushion68/100
Net worth ratio: 11.84%
Loan quality79/100
Loans 60+ days delinquent ÷ total loans: 0.64%
Earnings39/100
Return on assets (annualized): 0.47%
Funding & liquidity60/100
Loans ÷ shares: 100.5% · 8.5% uninsured
Problem-loan coverage90/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.11%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (60 → 66), mostly because the capital cushion component improved by 15 points.

TellerScore
606366Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202465
Q4 202464
Q1 202561
Q2 202560
Q3 202564
Q4 202562
Q1 202663
Q2 202666
Net worth ratio
7.00%9.42%11.84%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.50%
Q3 202410.48%
Q4 202410.59%
Q1 202510.49%
Q2 202510.27%
Q3 202511.14%
Q4 202510.79%
Q1 202611.54%
Q2 202611.84%
Delinquent loans (60+ days)
0.51%0.66%0.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.54%
Q3 20240.55%
Q4 20240.60%
Q1 20250.60%
Q2 20250.57%
Q3 20250.63%
Q4 20250.81%
Q1 20260.51%
Q2 20260.64%
Return on assets
-0.01%0.39%0.80%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.80%
Q3 20240.71%
Q4 20240.70%
Q1 20250.27%
Q2 20250.32%
Q3 20250.55%
Q4 20250.50%
Q1 2026-0.01%
Q2 20260.47%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$19.4B11.84%0.64%0.47%100.5%
Q1 202663$19.5B11.54%0.51%-0.01%97.1%
Q4 202562$10.0B10.79%0.81%0.50%98.4%
Q3 202564$9.7B11.14%0.63%0.55%101.9%
Q2 202560$10.3B10.27%0.57%0.32%106.2%
Q1 202561$10.0B10.49%0.60%0.27%99.5%
Q4 202464$9.8B10.59%0.60%0.70%98.9%
Q3 202465$9.9B10.48%0.55%0.71%100.1%
Q2 202465$9.8B10.50%0.54%0.80%100.9%

25 peers · Over $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.84%
75th
Problem loans0.64%
75th
Net charge-offs0.45%
71st
Return on assets0.47%
4th
Loans to deposits100.5%
13th
Uninsured deposits8.5%
83rd
Loan-loss reserves0.00%
50th
Texas ratio5.1%
67th

Deposit insurance

Is my money safe at Wings Credit Union?

Yes. Wings Credit Union is a federally insured credit union (NCUA charter #68671). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.5% of shares and deposits ($1.4B) are above the $250,000 NCUA insurance limit, below the peer median of 12%. Insured balances are protected regardless of the score.

The net worth ratio is 11.84%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

88 locations

Branches

Wings Credit Union lists 88 offices in 53 cities across 5 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Wings Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68671
RSSD ID
660589
Primary regulator
State + NCUA
Established
1957
Headquarters
P.O. Box 15819, Colorado Spring, CO 80935
Employees
2,331

Quick answers

Wings Credit Union: common questions

Is Wings Credit Union NCUA insured?

Yes. Wings Credit Union is a federally insured credit union (NCUA charter #68671). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Wings Credit Union's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Wings Credit Union have?

88 offices as of the latest NCUA data, in 5 states.

Nearby

Highest-scoring banks and credit unions with branches near Colorado Spring

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Bank19Bank Memphis, TX90 out of 100, Very strong$147.8M15.3%0.00%vs
5Star BankBank Colorado Springs, CO87 out of 100, Very strong$378.2M17.2%0.16%vs
First National Bank ColoradoBank Las Animas, CO85 out of 100, Very strong$634.3M11.8%0.00%vs
Pikes Peak National BankBank Colorado Springs, CO85 out of 100, Very strong$110.8M15.6%0.00%vs
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Kirkpatrick BankBank Edmond, OK79 out of 100, Strong$1.0B10.7%0.00%vs