Side-by-side · Q2 2026 data
Valley First Federal Credit Union vs The Police Credit Union
Metric by metric
| Measure | Valley First Federal Credit Union | The Police Credit Union |
|---|---|---|
| TellerScore | 62 | 69 (stronger) |
| Capital cushion | 48 | 73 (stronger) |
| Loan quality | 76 (stronger) | 70 |
| Earnings | 43 (stronger) | 27 |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 30th | 54th |
| Total assets | $1.1B | $1.0B |
| Deposits / shares | $925.8M | $925.9M |
| Capital ratio | 9.81% | 12.34% (stronger) |
| Problem loans | 0.71% (stronger) | 0.89% |
| Net charge-offs | 1.07% | 0.30% (stronger) |
| Return on assets | 0.57% (stronger) | 0.17% |
| Loans ÷ deposits | 89.7% | 57.7% (stronger) |
| Uninsured deposits | 5.6% (stronger) | 11.8% |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Police Credit Union has the higher TellerScore (69 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Valley First Federal Credit Union leads on 3 and The Police Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.