Side-by-side · Q2 2026 data
Valley One Community Federal Credit Union vs Advantage Credit Union
Credit union
Valley One Community Federal Credit Union
Steubenville, Ohio · Under $100 million in assets
Metric by metric
| Measure | Valley One Community Federal Credit Union | Advantage Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 68 |
| Capital cushion | 72 (stronger) | 44 |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 46 (stronger) | 23 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 62nd | 36th |
| Total assets | $42.2M | $43.2M |
| Deposits / shares | $37.4M | $40.1M |
| Capital ratio | 12.17% (stronger) | 9.43% |
| Problem loans | 0.16% | 0.00% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.80% |
| Return on assets | 0.64% (stronger) | 0.07% |
| Loans ÷ deposits | 22.8% (stronger) | 51.2% |
| Uninsured deposits | 4.1% | 3.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Valley One Community Federal Credit Union has the higher TellerScore (79 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Valley One Community Federal Credit Union leads on 5 and Advantage Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.