Side-by-side · Q2 2026 data
Valley Wide Federal Credit Union vs Beckstrand and Associates Credit Union
Credit union
Beckstrand and Associates Credit Union
Salt Lake City, Utah · Under $100 million in assets
Metric by metric
| Measure | Valley Wide Federal Credit Union | Beckstrand and Associates Credit Union |
|---|---|---|
| TellerScore | 85 | 93 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | — |
| Earnings | 23 | 74 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 77th | 94th |
| Total assets | $404K | $166K |
| Deposits / shares | $266K | $115 |
| Capital ratio | 33.54% | 99.93% (stronger) |
| Problem loans | 0.00% | — |
| Net charge-offs | 0.00% | — |
| Return on assets | 0.07% | 1.35% (stronger) |
| Loans ÷ deposits | 46.1% | 0.0% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Beckstrand and Associates Credit Union has the higher TellerScore (93 vs 85). On the 4 directional measures above (where higher or lower is clearly better), Valley Wide Federal Credit Union leads on 0 and Beckstrand and Associates Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.