Side-by-side · Q2 2026 data
Valley Wide Federal Credit Union vs Presto Lewiston Employees Credit Union
Credit union
Presto Lewiston Employees Credit Union
Lewiston, Utah · Under $100 million in assets
Metric by metric
| Measure | Valley Wide Federal Credit Union | Presto Lewiston Employees Credit Union |
|---|---|---|
| TellerScore | 85 | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 23 | 41 (stronger) |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 77th | 77th |
| Total assets | $404K | $342K |
| Deposits / shares | $266K | $251K |
| Capital ratio | 33.54% (stronger) | 26.55% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.07% | 0.54% (stronger) |
| Loans ÷ deposits | 46.1% (stronger) | 80.8% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 3 directional measures above (where higher or lower is clearly better), Valley Wide Federal Credit Union leads on 2 and Presto Lewiston Employees Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.