Side-by-side · Q2 2026 data
Valwood Park Federal Credit Union vs Trinity Valley Teachers Credit Union
Credit union
Valwood Park Federal Credit Union
Carrollton, Texas · Under $100 million in assets
Credit union
Trinity Valley Teachers Credit Union
Palestine, Texas · Under $100 million in assets
Metric by metric
| Measure | Valwood Park Federal Credit Union | Trinity Valley Teachers Credit Union |
|---|---|---|
| TellerScore | 67 | 91 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 86 (stronger) | 80 |
| Earnings | 36 | 82 (stronger) |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 34th | 90th |
| Total assets | $29.7M | $31.6M |
| Deposits / shares | $26.5M | $21.6M |
| Capital ratio | 10.13% | 31.33% (stronger) |
| Problem loans | 0.41% (stronger) | 0.59% |
| Net charge-offs | 0.33% (stronger) | 0.40% |
| Return on assets | 0.40% | 1.55% (stronger) |
| Loans ÷ deposits | 57.8% | 26.4% (stronger) |
| Uninsured deposits | 23.1% | 1.6% (stronger) |
| Offices | 0 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Trinity Valley Teachers Credit Union has the higher TellerScore (91 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Valwood Park Federal Credit Union leads on 2 and Trinity Valley Teachers Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.