Side-by-side · Q2 2026 data
Van Cortlandt Cooperative vs Money Federal Credit Union
Metric by metric
| Measure | Van Cortlandt Cooperative | Money Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 81 (stronger) |
| Capital cushion | 72 | 88 (stronger) |
| Loan quality | 74 | 90 (stronger) |
| Earnings | 53 (stronger) | 37 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 52nd | 68th |
| Total assets | $54.6M | $51.3M |
| Deposits / shares | $47.8M | $45.1M |
| Capital ratio | 12.21% | 13.78% (stronger) |
| Problem loans | 0.78% | 0.29% (stronger) |
| Net charge-offs | 0.66% | 0.02% (stronger) |
| Return on assets | 0.81% (stronger) | 0.43% |
| Loans ÷ deposits | 27.9% (stronger) | 47.9% |
| Uninsured deposits | 7.3% (stronger) | 8.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Money Federal Credit Union has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Van Cortlandt Cooperative leads on 3 and Money Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.