TellerScore

Headquartered in Bronx, New York, Van Cortlandt Cooperative is a federal credit union with $54.6M in total assets and $47.8M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1936.

Van Cortlandt Cooperative has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 52% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 102nd. Funding & liquidity contributes the most (100/100, 28% loans-to-deposits, 7% uninsured); earnings contributes the least (53/100, 0.81%).

TellerScore · Q2 2026

Scorecard

Capital cushion72/100
Net worth ratio: 12.21%
Loan quality74/100
Loans 60+ days delinquent ÷ total loans: 0.78%
Earnings53/100
Return on assets (annualized): 0.81%
Funding & liquidity100/100
Loans ÷ shares: 27.9% · 7.3% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.56%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (66 → 75), mostly because the earnings component improved by 15 points.

TellerScore
636975Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202468
Q3 202468
Q4 202463
Q1 202570
Q2 202566
Q3 202567
Q4 202571
Q1 202673
Q2 202675
Net worth ratio
7.00%9.61%12.21%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.11%
Q3 202411.04%
Q4 202411.13%
Q1 202511.26%
Q2 202511.39%
Q3 202511.69%
Q4 202511.91%
Q1 202611.87%
Q2 202612.21%
Delinquent loans (60+ days)
0.70%1.02%1.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.89%
Q3 20240.81%
Q4 20241.34%
Q1 20250.91%
Q2 20251.21%
Q3 20251.24%
Q4 20250.94%
Q1 20260.70%
Q2 20260.78%
Return on assets
0.38%0.60%0.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.41%
Q3 20240.42%
Q4 20240.38%
Q1 20250.57%
Q2 20250.45%
Q3 20250.47%
Q4 20250.55%
Q1 20260.53%
Q2 20260.81%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$54.6M12.21%0.78%0.81%27.9%
Q1 202673$54.9M11.87%0.70%0.53%28.3%
Q4 202571$54.1M11.91%0.94%0.55%29.0%
Q3 202567$54.2M11.69%1.24%0.47%26.8%
Q2 202566$55.1M11.39%1.21%0.45%27.4%
Q1 202570$55.3M11.26%0.91%0.57%27.2%
Q4 202463$55.2M11.13%1.34%0.38%27.4%
Q3 202468$54.7M11.04%0.81%0.42%28.2%
Q2 202468$53.8M11.11%0.89%0.41%28.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.21%
33rd
Problem loans0.78%
47th
Net charge-offs0.66%
22nd
Return on assets0.81%
59th
Loans to deposits27.9%
91st
Uninsured deposits7.3%
12th
Loan-loss reserves0.00%
37th
Texas ratio1.6%
58th

Similar-size credit unions in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Rockland Employees Federal Credit UnionCredit union Spring Valley, NY52 out of 100, Below average$54.9M15.8%3.28%vs
Qside Federal Credit UnionCredit union Queens Village, NY84 out of 100, Strong$53.5M11.5%0.42%vs
Brooklyn CooperativeCredit union Brooklyn, NY35 out of 100, Low$55.9M10.0%4.01%vs
Educational and Governmental Federal Credit UnionCredit union Hartsdale, NY62 out of 100, Moderate$56.1M11.0%1.04%vs
Yonkers Teachers Federal Credit UnionCredit union Yonkers, NY75 out of 100, Strong$57.4M15.0%1.19%vs
North Towns Federal Credit UnionCredit union Clarence, NY69 out of 100, Moderate$51.7M9.5%1.06%vs

Deposit insurance

Is my money safe at Van Cortlandt Cooperative?

Yes. Van Cortlandt Cooperative is a federally insured credit union (NCUA charter #1125). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.3% of shares and deposits ($3.5M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.21%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Van Cortlandt Cooperative lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Van Cortlandt Cooperative
Type
Federal credit union
NCUA charter #
1125
RSSD ID
827177
Primary regulator
NCUA
Established
1936
Headquarters
3960b Hillman Avenue, Bronx, NY 10463
Employees
7

Quick answers

Van Cortlandt Cooperative: common questions

Is Van Cortlandt Cooperative NCUA insured?

Yes. Van Cortlandt Cooperative is a federally insured credit union (NCUA charter #1125). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Van Cortlandt Cooperative's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Van Cortlandt Cooperative have?

1 office as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
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