Side-by-side · Q2 2026 data
Van Cortlandt Cooperative vs Qside Federal Credit Union
Metric by metric
| Measure | Van Cortlandt Cooperative | Qside Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 84 (stronger) |
| Capital cushion | 72 (stronger) | 65 |
| Loan quality | 74 | 86 (stronger) |
| Earnings | 53 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 52nd | 75th |
| Total assets | $54.6M | $53.5M |
| Deposits / shares | $47.8M | $46.4M |
| Capital ratio | 12.21% (stronger) | 11.53% |
| Problem loans | 0.78% | 0.42% (stronger) |
| Net charge-offs | 0.66% (stronger) | 2.32% |
| Return on assets | 0.81% | 3.12% (stronger) |
| Loans ÷ deposits | 27.9% (stronger) | 69.8% |
| Uninsured deposits | 7.3% | 1.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Qside Federal Credit Union has the higher TellerScore (84 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Van Cortlandt Cooperative leads on 3 and Qside Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.