Side-by-side · Q2 2026 data
Van Cortlandt Cooperative vs Yonkers Teachers Federal Credit Union
Credit union
Yonkers Teachers Federal Credit Union
Yonkers, New York · Under $100 million in assets
Metric by metric
| Measure | Van Cortlandt Cooperative | Yonkers Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 74 (stronger) | 60 |
| Earnings | 53 (stronger) | 27 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 52nd | 52nd |
| Total assets | $54.6M | $57.4M |
| Deposits / shares | $47.8M | $48.7M |
| Capital ratio | 12.21% | 15.03% (stronger) |
| Problem loans | 0.78% (stronger) | 1.19% |
| Net charge-offs | 0.66% (stronger) | 1.59% |
| Return on assets | 0.81% (stronger) | 0.19% |
| Loans ÷ deposits | 27.9% | 4.9% (stronger) |
| Uninsured deposits | 7.3% | 5.7% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Van Cortlandt Cooperative leads on 3 and Yonkers Teachers Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.