Side-by-side · Q2 2026 data
Vantage Trust Federal Credit Union vs R-S Bellco Federal Credit Union
Credit union
Vantage Trust Federal Credit Union
Wilkes Barre, Pennsylvania · Under $100 million in assets
Credit union
R-S Bellco Federal Credit Union
New Brighton, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Vantage Trust Federal Credit Union | R-S Bellco Federal Credit Union |
|---|---|---|
| TellerScore | 50 | 57 (stronger) |
| Capital cushion | 23 (stronger) | 22 |
| Loan quality | 59 | 71 (stronger) |
| Earnings | 22 | 56 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 88 (stronger) | 84 |
| Peer percentile | 9th | 17th |
| Total assets | $47.7M | $44.5M |
| Deposits / shares | $44.4M | $41.4M |
| Capital ratio | 7.28% (stronger) | 7.17% |
| Problem loans | 1.23% | 0.86% (stronger) |
| Net charge-offs | 0.47% | 0.26% (stronger) |
| Return on assets | 0.04% | 0.91% (stronger) |
| Loans ÷ deposits | 33.0% (stronger) | 71.8% |
| Uninsured deposits | 6.5% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
R-S Bellco Federal Credit Union has the higher TellerScore (57 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Vantage Trust Federal Credit Union leads on 2 and R-S Bellco Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.