Side-by-side · Q2 2026 data
Varex Federal Credit Union vs Hollyfrontier Employee'S Credit Union
Credit union
Varex Federal Credit Union
Salt Lake City, Utah · Under $100 million in assets
Credit union
Hollyfrontier Employee'S Credit Union
Bountiful, Utah · Under $100 million in assets
Metric by metric
| Measure | Varex Federal Credit Union | Hollyfrontier Employee'S Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 69 |
| Capital cushion | 100 | 100 |
| Loan quality | 98 (stronger) | 50 |
| Earnings | 36 | 50 (stronger) |
| Funding & liquidity | 89 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 77th | 38th |
| Total assets | $16.5M | $6.0M |
| Deposits / shares | $13.3M | $4.1M |
| Capital ratio | 19.05% | 32.09% (stronger) |
| Problem loans | 0.07% (stronger) | 1.50% |
| Net charge-offs | 0.25% (stronger) | 0.89% |
| Return on assets | 0.41% | 0.75% (stronger) |
| Loans ÷ deposits | 71.1% (stronger) | 112.3% |
| Uninsured deposits | 3.1% (stronger) | 4.5% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Varex Federal Credit Union has the higher TellerScore (85 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Varex Federal Credit Union leads on 5 and Hollyfrontier Employee'S Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.