Side-by-side · Q2 2026 data
Vatat Credit Union vs Velocity Credit Union
Metric by metric
| Measure | Vatat Credit Union | Velocity Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 89 |
| Loan quality | 75 | 81 (stronger) |
| Earnings | 73 (stronger) | 24 |
| Funding & liquidity | 64 | 97 (stronger) |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 70th | 79th |
| Total assets | $11.0M | $1.1B |
| Deposits / shares | $8.7M | $872.4M |
| Capital ratio | 17.90% (stronger) | 13.92% |
| Problem loans | 0.74% | 0.57% (stronger) |
| Net charge-offs | 0.00% (stronger) | 1.69% |
| Return on assets | 1.33% (stronger) | 0.10% |
| Loans ÷ deposits | 78.0% | 63.3% (stronger) |
| Uninsured deposits | 31.4% | 7.1% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 39.7% |
Vatat Credit Union has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Vatat Credit Union leads on 4 and Velocity Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.