Side-by-side · Q2 2026 data
Veridian Credit Union vs Cedar Falls Community Credit Union
Metric by metric
| Measure | Veridian Credit Union | Cedar Falls Community Credit Union |
|---|---|---|
| TellerScore | 73 | 80 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 78 (stronger) | 74 |
| Earnings | 84 (stronger) | 68 |
| Funding & liquidity | 54 | 61 (stronger) |
| Problem-loan coverage | 90 | 92 (stronger) |
| Peer percentile | 70th | 78th |
| Total assets | $9.2B | $251.7M |
| Deposits / shares | $7.7B | $209.6M |
| Capital ratio | 11.57% | 15.87% (stronger) |
| Problem loans | 0.67% (stronger) | 0.78% |
| Net charge-offs | 0.36% | 0.18% (stronger) |
| Return on assets | 1.60% (stronger) | 1.20% |
| Loans ÷ deposits | 102.7% | 99.2% (stronger) |
| Uninsured deposits | 18.1% | 12.6% (stronger) |
| Offices | 15 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.2% | 5.1% |
Cedar Falls Community Credit Union has the higher TellerScore (80 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Veridian Credit Union leads on 2 and Cedar Falls Community Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.