Side-by-side · Q2 2026 data
Veridian Credit Union vs Community 1st Credit Union
Metric by metric
| Measure | Veridian Credit Union | Community 1st Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 38 |
| Capital cushion | 66 (stronger) | 55 |
| Loan quality | 78 (stronger) | 0 |
| Earnings | 84 (stronger) | 32 |
| Funding & liquidity | 54 | 67 (stronger) |
| Problem-loan coverage | 90 (stronger) | 49 |
| Peer percentile | 70th | 1st |
| Total assets | $9.2B | $1.1B |
| Deposits / shares | $7.7B | $981.5M |
| Capital ratio | 11.57% (stronger) | 10.50% |
| Problem loans | 0.67% (stronger) | 3.14% |
| Net charge-offs | 0.36% (stronger) | 1.05% |
| Return on assets | 1.60% (stronger) | 0.31% |
| Loans ÷ deposits | 102.7% | 93.4% (stronger) |
| Uninsured deposits | 18.1% | 8.1% (stronger) |
| Offices | 15 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.2% | 15.4% |
Veridian Credit Union has the higher TellerScore (73 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Veridian Credit Union leads on 5 and Community 1st Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.