Side-by-side · Q2 2026 data
Veridian Credit Union vs Dutrac Community Credit Union
Metric by metric
| Measure | Veridian Credit Union | Dutrac Community Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 69 |
| Capital cushion | 66 | 66 |
| Loan quality | 78 (stronger) | 75 |
| Earnings | 84 (stronger) | 59 |
| Funding & liquidity | 54 | 68 (stronger) |
| Problem-loan coverage | 90 (stronger) | 89 |
| Peer percentile | 70th | 54th |
| Total assets | $9.2B | $1.3B |
| Deposits / shares | $7.7B | $1.1B |
| Capital ratio | 11.57% | 11.64% (stronger) |
| Problem loans | 0.67% (stronger) | 0.74% |
| Net charge-offs | 0.36% | 0.33% (stronger) |
| Return on assets | 1.60% (stronger) | 0.96% |
| Loans ÷ deposits | 102.7% | 89.1% (stronger) |
| Uninsured deposits | 18.1% | 17.5% (stronger) |
| Offices | 15 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.2% | — |
Veridian Credit Union has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Veridian Credit Union leads on 3 and Dutrac Community Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.