Side-by-side · Q2 2026 data
Veridian Credit Union vs Waterloo Firemen'S Credit Union
Metric by metric
| Measure | Veridian Credit Union | Waterloo Firemen'S Credit Union |
|---|---|---|
| TellerScore | 73 | 90 (stronger) |
| Capital cushion | 66 | 83 (stronger) |
| Loan quality | 78 | 100 (stronger) |
| Earnings | 84 | 100 (stronger) |
| Funding & liquidity | 54 | 69 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 70th | 89th |
| Total assets | $9.2B | $2.9M |
| Deposits / shares | $7.7B | $2.5M |
| Capital ratio | 11.57% | 13.29% (stronger) |
| Problem loans | 0.67% | 0.00% (stronger) |
| Net charge-offs | 0.36% | 0.00% (stronger) |
| Return on assets | 1.60% | 2.17% (stronger) |
| Loans ÷ deposits | 102.7% | 91.0% (stronger) |
| Uninsured deposits | 18.1% | 0.0% (stronger) |
| Offices | 15 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.2% | — |
Waterloo Firemen'S Credit Union has the higher TellerScore (90 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Veridian Credit Union leads on 0 and Waterloo Firemen'S Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.