Side-by-side · Q2 2026 data
Vermilion Bank & Trust Company vs Bank of Louisiana
Metric by metric
| Measure | Vermilion Bank & Trust Company | Bank of Louisiana |
|---|---|---|
| TellerScore | 72 (stronger) | 70 |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 28 (stronger) | 0 |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 97 (stronger) | 87 |
| Problem-loan coverage | 84 (stronger) | 69 |
| Peer percentile | 50th | 43rd |
| Total assets | $145.5M | $110.3M |
| Deposits / shares | $126.1M | $89.0M |
| Capital ratio | 12.55% | 17.77% (stronger) |
| Problem loans | 2.17% (stronger) | 4.57% |
| Net charge-offs | 0.03% (stronger) | 0.55% |
| Return on assets | 1.84% | 16.12% (stronger) |
| Loans ÷ deposits | 54.4% (stronger) | 72.1% |
| Uninsured deposits | 18.1% | 15.7% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vermilion Bank & Trust Company has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Vermilion Bank & Trust Company leads on 4 and Bank of Louisiana on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.