TellerScore

Headquartered in New Orleans, Louisiana, Bank of Louisiana is a state-chartered bank with $110.3M in total assets and $89.0M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1958.

Bank of Louisiana has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than only 43% of its 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 53rd. Capital cushion contributes the most (100/100, 17.77%); loan quality contributes the least (0/100, 4.57%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 17.77%
Loan quality0/100
Noncurrent loans ÷ total loans: 4.57%
Earnings100/100
Return on assets (annualized): 16.12%
Funding & liquidity87/100
Loans ÷ deposits and uninsured-deposit share: 72.1% · 15.7% uninsured
Problem-loan coverage69/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 15.72%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 20 points (50 → 70), mostly because the earnings component improved by 43 points.

TellerScore
405570Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202445
Q3 202460
Q4 202444
Q1 202558
Q2 202550
Q3 202551
Q4 202545
Q1 202640
Q2 202670
Tier 1 leverage ratio
5.00%11.38%17.77%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.34%
Q3 202412.27%
Q4 202411.40%
Q1 202511.59%
Q2 202511.29%
Q3 202511.24%
Q4 202511.06%
Q1 202610.88%
Q2 202617.77%
Noncurrent loans
2.60%5.88%9.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20244.59%
Q3 20244.70%
Q4 20249.17%
Q1 20257.06%
Q2 20254.64%
Q3 20252.60%
Q4 20254.21%
Q1 20266.49%
Q2 20264.57%
Return on assets
0.09%8.11%16.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.11%
Q3 20241.56%
Q4 20240.43%
Q1 20251.94%
Q2 20250.92%
Q3 20250.60%
Q4 20250.42%
Q1 20260.09%
Q2 202616.12%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$110.3M17.77%4.57%16.12%72.1%
Q1 202640$103.8M10.88%6.49%0.09%69.5%
Q4 202545$102.1M11.06%4.21%0.42%69.5%
Q3 202551$99.6M11.24%2.60%0.60%69.0%
Q2 202550$98.7M11.29%4.64%0.92%59.6%
Q1 202558$99.0M11.59%7.06%1.94%58.7%
Q4 202444$94.7M11.40%9.17%0.43%59.2%
Q3 202460$91.6M12.27%4.70%1.56%60.2%
Q2 202445$88.8M11.34%4.59%0.11%62.1%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.77%
94th
Total risk-based capital30.64%
96th
Problem loans4.57%
3rd
Net charge-offs0.55%
5th
Return on assets16.12%
100th
Net interest margin5.18%
94th
Efficiency ratio20.1%
100th
Loans to deposits72.1%
66th
Uninsured deposits15.7%
80th
Loan-loss reserves2.71%
98th
Texas ratio15.7%
9th

Similar-size banks in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Beauregard Federal Savings BankBank Deridder, LA41 out of 100, Below average$106.4M9.7%3.36%vs
Bank of ErathBank Erath, LA71 out of 100, Strong$105.3M14.4%1.42%vs
Progressive National BankBank Mansfield, LA57 out of 100, Moderate$122.9M10.6%2.02%vs
Hodge Bank & Trust CompanyBank Hodge, LA78 out of 100, Strong$127.6M15.2%1.85%vs
Bank of Oak RidgeBank Oak Ridge, LA72 out of 100, Strong$138.6M11.6%0.00%vs
Vermilion Bank & Trust CompanyBank Kaplan, LA72 out of 100, Strong$145.5M12.6%2.17%vs

Deposit insurance

Is my money safe at Bank of Louisiana?

Yes. Bank of Louisiana is an FDIC-insured institution (FDIC certificate #17878). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 15.7% of deposits ($14.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 17.77%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 30.64% (benchmark: 10%).

Check how much of your own balance is covered

4 locations

Branches

Bank of Louisiana lists 4 offices in 4 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Bank of Louisiana
Former names
Bank of Louisiana in New Orleans
Type
State-chartered bank
FDIC certificate #
17878
RSSD ID
271136
Primary regulator
FDIC
Holding company
Bol Bancshares Inc
Established
July 1, 1958
Headquarters
300 Saint Charles Ave, New Orleans, LA 70130
Employees
29

Quick answers

Bank of Louisiana: common questions

Is Bank of Louisiana FDIC insured?

Yes. Bank of Louisiana is an FDIC-insured institution (FDIC certificate #17878). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Louisiana's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Louisiana ever failed?

There is no failure record for FDIC certificate #17878 in the FDIC failed bank list.

How many branches does Bank of Louisiana have?

4 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near New Orleans

InstitutionScoreAssetsCapitalProblem loansCompare
G G W Federal Credit UnionCredit union New Orleans, LA97 out of 100, Very strong$960K26.7%0.00%vs
St. Bernard Parish School Board Emp Federal Credit UnionCredit union Chalmette, LA93 out of 100, Very strong$15.9M37.6%0.38%vs
Internal Revenue Federal Credit UnionCredit union New Orleans, LA89 out of 100, Very strong$22.5M14.1%0.22%vs
Crescent BankBank Metairie, LA89 out of 100, Very strong$1.1B15.0%1.28%vs
First National Bank USABank Boutte, LA89 out of 100, Very strong$249.1M14.1%0.03%vs
Barton Plant Employees Federal Credit UnionCredit union Luling, LA87 out of 100, Very strong$15.7M33.0%0.14%vs