Side-by-side · Q2 2026 data
Vermilion Bank & Trust Company vs Beauregard Federal Savings Bank
Metric by metric
| Measure | Vermilion Bank & Trust Company | Beauregard Federal Savings Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 41 |
| Capital cushion | 76 (stronger) | 47 |
| Loan quality | 28 (stronger) | 0 |
| Earnings | 94 (stronger) | 66 |
| Funding & liquidity | 97 (stronger) | 55 |
| Problem-loan coverage | 84 (stronger) | 54 |
| Peer percentile | 50th | 3rd |
| Total assets | $145.5M | $106.4M |
| Deposits / shares | $126.1M | $84.9M |
| Capital ratio | 12.55% (stronger) | 9.70% |
| Problem loans | 2.17% (stronger) | 3.36% |
| Net charge-offs | 0.03% (stronger) | 0.03% |
| Return on assets | 1.84% (stronger) | 1.14% |
| Loans ÷ deposits | 54.4% (stronger) | 97.1% |
| Uninsured deposits | 18.1% (stronger) | 22.6% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vermilion Bank & Trust Company has the higher TellerScore (72 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Vermilion Bank & Trust Company leads on 7 and Beauregard Federal Savings Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.