Side-by-side · Q2 2026 data
Vermilion Bank & Trust Company vs Hodge Bank & Trust Company
Metric by metric
| Measure | Vermilion Bank & Trust Company | Hodge Bank & Trust Company |
|---|---|---|
| TellerScore | 72 | 78 (stronger) |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 28 | 38 (stronger) |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 97 (stronger) | 66 |
| Problem-loan coverage | 84 (stronger) | 83 |
| Peer percentile | 50th | 72nd |
| Total assets | $145.5M | $127.6M |
| Deposits / shares | $126.1M | $108.3M |
| Capital ratio | 12.55% | 15.16% (stronger) |
| Problem loans | 2.17% | 1.85% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.95% |
| Return on assets | 1.84% | 2.55% (stronger) |
| Loans ÷ deposits | 54.4% (stronger) | 79.0% |
| Uninsured deposits | 18.1% (stronger) | 29.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hodge Bank & Trust Company has the higher TellerScore (78 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Vermilion Bank & Trust Company leads on 3 and Hodge Bank & Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.