Side-by-side · Q2 2026 data
Vermilion Valley Bank vs Pontiac Dwight Prison Employs Credit Union
Credit union
Pontiac Dwight Prison Employs Credit Union
Pontiac, Illinois · Under $100 million in assets
Metric by metric
| Measure | Vermilion Valley Bank | Pontiac Dwight Prison Employs Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 81 |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 96 (stronger) | 66 |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 99th | 68th |
| Total assets | $198.2M | $8.3M |
| Deposits / shares | $160.1M | $7.4M |
| Capital ratio | 16.70% (stronger) | 10.81% |
| Problem loans | 0.03% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.91% (stronger) | 1.15% |
| Loans ÷ deposits | 71.0% | 36.1% (stronger) |
| Uninsured deposits | 20.2% | 0.9% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Vermilion Valley Bank has the higher TellerScore (96 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Vermilion Valley Bank leads on 4 and Pontiac Dwight Prison Employs Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.