Side-by-side · Q2 2026 data
Vermilion Valley Bank vs The Bank of Bourbonnais
Metric by metric
| Measure | Vermilion Valley Bank | The Bank of Bourbonnais |
|---|---|---|
| TellerScore | 96 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 96 (stronger) | 46 |
| Funding & liquidity | 84 (stronger) | 82 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 99th | 58th |
| Total assets | $198.2M | $81.6M |
| Deposits / shares | $160.1M | $70.9M |
| Capital ratio | 16.70% (stronger) | 11.85% |
| Problem loans | 0.03% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.91% (stronger) | 0.65% |
| Loans ÷ deposits | 71.0% | 70.9% (stronger) |
| Uninsured deposits | 20.2% (stronger) | 21.9% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Vermilion Valley Bank has the higher TellerScore (96 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Vermilion Valley Bank leads on 5 and The Bank of Bourbonnais on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.