Side-by-side · Q2 2026 data
Versailles Savings and Loan Company vs Galion Building and Loan Bank
Metric by metric
| Measure | Versailles Savings and Loan Company | Galion Building and Loan Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 100 (stronger) | 81 |
| Earnings | 69 (stronger) | 39 |
| Funding & liquidity | 71 | 72 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 87th | 30th |
| Total assets | $65.6M | $78.5M |
| Deposits / shares | $51.1M | $63.3M |
| Capital ratio | 19.25% (stronger) | 11.18% |
| Problem loans | 0.00% (stronger) | 0.58% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.22% (stronger) | 0.48% |
| Loans ÷ deposits | 89.5% | 87.8% (stronger) |
| Uninsured deposits | 10.2% | 4.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Versailles Savings and Loan Company has the higher TellerScore (89 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Versailles Savings and Loan Company leads on 4 and Galion Building and Loan Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.