Side-by-side · Q2 2026 data
Verve, a Credit Union vs Capital Credit Union
Metric by metric
| Measure | Verve, a Credit Union | Capital Credit Union |
|---|---|---|
| TellerScore | 65 | 69 (stronger) |
| Capital cushion | 48 | 73 (stronger) |
| Loan quality | 87 (stronger) | 70 |
| Earnings | 40 | 61 (stronger) |
| Funding & liquidity | 75 (stronger) | 60 |
| Problem-loan coverage | 94 (stronger) | 87 |
| Peer percentile | 41st | 54th |
| Total assets | $1.6B | $2.8B |
| Deposits / shares | $1.4B | $2.4B |
| Capital ratio | 9.84% | 12.34% (stronger) |
| Problem loans | 0.38% (stronger) | 0.90% |
| Net charge-offs | 0.42% (stronger) | 0.86% |
| Return on assets | 0.51% | 1.01% (stronger) |
| Loans ÷ deposits | 84.9% (stronger) | 100.2% |
| Uninsured deposits | 12.6% | 10.7% (stronger) |
| Offices | 8 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | — |
Capital Credit Union has the higher TellerScore (69 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Verve, a Credit Union leads on 3 and Capital Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.