Side-by-side · Q2 2026 data
Verve, a Credit Union vs Fond Du Lac Credit Union
Credit union
Fond Du Lac Credit Union
Fond du Lac, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Verve, a Credit Union | Fond Du Lac Credit Union |
|---|---|---|
| TellerScore | 65 | 87 (stronger) |
| Capital cushion | 48 | 86 (stronger) |
| Loan quality | 87 | 88 (stronger) |
| Earnings | 40 | 75 (stronger) |
| Funding & liquidity | 75 | 98 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 41st | 83rd |
| Total assets | $1.6B | $84.9M |
| Deposits / shares | $1.4B | $72.7M |
| Capital ratio | 9.84% | 13.62% (stronger) |
| Problem loans | 0.38% | 0.35% (stronger) |
| Net charge-offs | 0.42% | 0.21% (stronger) |
| Return on assets | 0.51% | 1.37% (stronger) |
| Loans ÷ deposits | 84.9% | 62.4% (stronger) |
| Uninsured deposits | 12.6% | 3.0% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | 14.3% |
Fond Du Lac Credit Union has the higher TellerScore (87 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Verve, a Credit Union leads on 0 and Fond Du Lac Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.