Side-by-side · Q2 2026 data
Via Credit Union vs Beacon Credit Union
Metric by metric
| Measure | Via Credit Union | Beacon Credit Union |
|---|---|---|
| TellerScore | 76 | 76 |
| Capital cushion | 82 | 85 (stronger) |
| Loan quality | 79 | 84 (stronger) |
| Earnings | 55 (stronger) | 47 |
| Funding & liquidity | 73 (stronger) | 71 |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 68th | 79th |
| Total assets | $604.4M | $1.8B |
| Deposits / shares | $517.8M | $1.4B |
| Capital ratio | 13.18% | 13.52% (stronger) |
| Problem loans | 0.62% | 0.47% (stronger) |
| Net charge-offs | 0.46% | 0.01% (stronger) |
| Return on assets | 0.87% (stronger) | 0.68% |
| Loans ÷ deposits | 87.4% (stronger) | 89.1% |
| Uninsured deposits | 8.4% | 0.0% (stronger) |
| Offices | 6 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Via Credit Union leads on 2 and Beacon Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.