Side-by-side · Q2 2026 data
Vicinity Credit Union vs Cooperative Choice Network
Metric by metric
| Measure | Vicinity Credit Union | Cooperative Choice Network |
|---|---|---|
| TellerScore | 53 | 76 (stronger) |
| Capital cushion | 32 | 77 (stronger) |
| Loan quality | 69 | 88 (stronger) |
| Earnings | 9 | 33 (stronger) |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 9th | 68th |
| Total assets | $203.9M | $205.9M |
| Deposits / shares | $192.7M | $180.3M |
| Capital ratio | 8.19% | 12.72% (stronger) |
| Problem loans | 0.92% | 0.37% (stronger) |
| Net charge-offs | 0.62% | 0.40% (stronger) |
| Return on assets | -0.28% | 0.33% (stronger) |
| Loans ÷ deposits | 45.0% (stronger) | 61.0% |
| Uninsured deposits | 5.9% | 0.6% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cooperative Choice Network has the higher TellerScore (76 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Vicinity Credit Union leads on 1 and Cooperative Choice Network on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.