Side-by-side · Q2 2026 data
Vicinity Credit Union vs Cornerstone Credit Union
Metric by metric
| Measure | Vicinity Credit Union | Cornerstone Credit Union |
|---|---|---|
| TellerScore | 53 | 64 (stronger) |
| Capital cushion | 32 | 50 (stronger) |
| Loan quality | 69 (stronger) | 50 |
| Earnings | 9 | 74 (stronger) |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 90 (stronger) | 82 |
| Peer percentile | 9th | 31st |
| Total assets | $203.9M | $176.6M |
| Deposits / shares | $192.7M | $157.2M |
| Capital ratio | 8.19% | 9.97% (stronger) |
| Problem loans | 0.92% (stronger) | 1.50% |
| Net charge-offs | 0.62% | 0.17% (stronger) |
| Return on assets | -0.28% | 1.36% (stronger) |
| Loans ÷ deposits | 45.0% (stronger) | 67.2% |
| Uninsured deposits | 5.9% | 5.3% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 44.2% |
Cornerstone Credit Union has the higher TellerScore (64 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Vicinity Credit Union leads on 2 and Cornerstone Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.