Side-by-side · Q2 2026 data
Vida Federal Credit Union vs Altura Federal Credit Union
Metric by metric
| Measure | Vida Federal Credit Union | Altura Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 70 |
| Capital cushion | 88 (stronger) | 62 |
| Loan quality | 96 (stronger) | 78 |
| Earnings | 39 | 48 (stronger) |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 83rd | 58th |
| Total assets | $174.6M | $2.6B |
| Deposits / shares | $150.4M | $2.4B |
| Capital ratio | 13.75% (stronger) | 11.17% |
| Problem loans | 0.13% (stronger) | 0.65% |
| Net charge-offs | 0.34% (stronger) | 1.09% |
| Return on assets | 0.49% | 0.71% (stronger) |
| Loans ÷ deposits | 59.0% (stronger) | 75.0% |
| Uninsured deposits | 5.5% (stronger) | 8.0% |
| Offices | 1 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vida Federal Credit Union has the higher TellerScore (83 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Vida Federal Credit Union leads on 6 and Altura Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.