Side-by-side · Q2 2026 data
Vida Federal Credit Union vs California Lithuanian Credit Union
Credit union
California Lithuanian Credit Union
Santa Monica, California · $100 million – $1 billion
Metric by metric
| Measure | Vida Federal Credit Union | California Lithuanian Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 70 |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 96 (stronger) | 52 |
| Earnings | 39 | 43 (stronger) |
| Funding & liquidity | 100 (stronger) | 62 |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 83rd | 51st |
| Total assets | $174.6M | $175.1M |
| Deposits / shares | $150.4M | $143.0M |
| Capital ratio | 13.75% | 17.40% (stronger) |
| Problem loans | 0.13% (stronger) | 1.45% |
| Net charge-offs | 0.34% | 0.00% (stronger) |
| Return on assets | 0.49% | 0.57% (stronger) |
| Loans ÷ deposits | 59.0% (stronger) | 90.8% |
| Uninsured deposits | 5.5% (stronger) | 21.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vida Federal Credit Union has the higher TellerScore (83 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Vida Federal Credit Union leads on 4 and California Lithuanian Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.