Side-by-side · Q2 2026 data
Vigo County Federal Credit Union vs Indiana State University Federal Credit Union
Credit union
Vigo County Federal Credit Union
Terre Haute, Indiana · Under $100 million in assets
Credit union
Indiana State University Federal Credit Union
Terre Haute, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Vigo County Federal Credit Union | Indiana State University Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 81 (stronger) |
| Capital cushion | 62 | 85 (stronger) |
| Loan quality | 34 | 84 (stronger) |
| Earnings | 70 (stronger) | 53 |
| Funding & liquidity | 95 (stronger) | 94 |
| Problem-loan coverage | 72 | 96 (stronger) |
| Peer percentile | 26th | 80th |
| Total assets | $45.5M | $139.9M |
| Deposits / shares | $40.3M | $119.7M |
| Capital ratio | 11.23% | 13.53% (stronger) |
| Problem loans | 1.98% | 0.48% (stronger) |
| Net charge-offs | 0.24% | 0.05% (stronger) |
| Return on assets | 1.24% (stronger) | 0.84% |
| Loans ÷ deposits | 65.3% (stronger) | 66.4% |
| Uninsured deposits | 0.4% (stronger) | 4.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 32.0% |
Indiana State University Federal Credit Union has the higher TellerScore (81 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Vigo County Federal Credit Union leads on 3 and Indiana State University Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.