Vigo County Federal Credit Union is a federal credit union headquartered in Terre Haute, Indiana, in business for about 91 years. At the end of Q2 2026 it reported $45.5M in total assets and $40.3M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Vigo County Federal Credit Union scores 63/100, which we describe as moderate. That is higher than only 26% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 95th. Its strongest component is funding & liquidity (95/100; 65% loans-to-deposits, 0% uninsured), and its lowest is loan quality (34/100; 1.98%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (68 → 63), mostly because the earnings component weakened by 30 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 57 |
| Q3 2024 | 53 |
| Q4 2024 | 59 |
| Q1 2025 | 68 |
| Q2 2025 | 68 |
| Q3 2025 | 66 |
| Q4 2025 | 59 |
| Q1 2026 | 65 |
| Q2 2026 | 63 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.09% |
| Q3 2024 | 9.64% |
| Q4 2024 | 10.18% |
| Q1 2025 | 9.92% |
| Q2 2025 | 10.41% |
| Q3 2025 | 10.77% |
| Q4 2025 | 11.14% |
| Q1 2026 | 11.05% |
| Q2 2026 | 11.23% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.84% |
| Q3 2024 | 1.17% |
| Q4 2024 | 1.28% |
| Q1 2025 | 0.99% |
| Q2 2025 | 1.68% |
| Q3 2025 | 1.75% |
| Q4 2025 | 2.55% |
| Q1 2026 | 1.58% |
| Q2 2026 | 1.98% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.19% |
| Q3 2024 | -0.15% |
| Q4 2024 | 0.62% |
| Q1 2025 | 1.39% |
| Q2 2025 | 2.19% |
| Q3 2025 | 1.69% |
| Q4 2025 | 1.58% |
| Q1 2026 | 1.20% |
| Q2 2026 | 1.24% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $45.5M | 11.23% | 1.98% | 1.24% | 65.3% |
| Q1 2026 | 65 | $45.0M | 11.05% | 1.58% | 1.20% | 69.1% |
| Q4 2025 | 59 | $43.4M | 11.14% | 2.55% | 1.58% | 71.5% |
| Q3 2025 | 66 | $43.6M | 10.77% | 1.75% | 1.69% | 72.9% |
| Q2 2025 | 68 | $43.5M | 10.41% | 1.68% | 2.19% | 74.0% |
| Q1 2025 | 68 | $43.3M | 9.92% | 0.99% | 1.39% | 74.0% |
| Q4 2024 | 59 | $40.7M | 10.18% | 1.28% | 0.62% | 79.1% |
| Q3 2024 | 53 | $41.7M | 9.64% | 1.17% | -0.15% | 77.0% |
| Q2 2024 | 57 | $43.1M | 9.09% | 0.84% | 0.19% | 74.9% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Business and Industrial Federal Credit UnionCredit union Columbus, IN | 91 out of 100, Very strong | $44.9M | 18.0% | 0.24% | vs |
| Eastern Indiana Federal Credit UnionCredit union New Castle, IN | 84 out of 100, Strong | $44.4M | 13.5% | 1.05% | vs |
| Advantageplus of Indiana Federal Credit UnionCredit union Terre Haute, IN | 87 out of 100, Very strong | $43.9M | 20.8% | 0.64% | vs |
| Origins Credit UnionCredit union Indianapolis, IN | 79 out of 100, Strong | $43.7M | 16.3% | 0.25% | vs |
| Western Indiana Credit UnionCredit union Sullivan, IN | 80 out of 100, Strong | $48.7M | 12.6% | 0.15% | vs |
| Haynes Community Federal Credit UnionCredit union Kokomo, IN | 58 out of 100, Moderate | $42.3M | 11.6% | 2.04% | vs |
Deposit insurance
Is my money safe at Vigo County Federal Credit Union?
Yes. Vigo County Federal Credit Union is a federally insured credit union (NCUA charter #138). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.4% of shares and deposits ($145K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 11.23%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Vigo County Federal Credit Union lists 1 office in 1 city. Most locations:
- Terre Haute, IN (1)
Identity & history
Profile
- Legal name
- Vigo County Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 138
- RSSD ID
- 74971
- Primary regulator
- NCUA
- Established
- 1935
- Headquarters
- 126 S 3rd St, Terre Haute, IN 47807
- Employees
- 11
Quick answers
Vigo County Federal Credit Union: common questions
Is Vigo County Federal Credit Union NCUA insured?
Yes. Vigo County Federal Credit Union is a federally insured credit union (NCUA charter #138). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Vigo County Federal Credit Union's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Vigo County Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Terre Haute
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Paris Hi-Way Credit UnionCredit union Paris, IL | 100 out of 100, Very strong | $11.3M | 15.8% | 0.00% | vs |
| CentreBankBank Veedersburg, IN | 90 out of 100, Very strong | $120.0M | 17.2% | 0.33% | vs |
| Advantageplus of Indiana Federal Credit UnionCredit union Terre Haute, IN | 87 out of 100, Very strong | $43.9M | 20.8% | 0.64% | vs |
| Indiana State University Federal Credit UnionCredit union Terre Haute, IN | 81 out of 100, Strong | $139.9M | 13.5% | 0.48% | vs |
| Western Indiana Credit UnionCredit union Sullivan, IN | 80 out of 100, Strong | $48.7M | 12.6% | 0.15% | vs |
| T H P Federal Credit UnionCredit union Terre Haute, IN | 74 out of 100, Strong | $4.0M | 24.0% | 0.12% | vs |